Your “guaranteed” opportunity to make ends meet

Most teaching hospitals provide group long term disability insurance for their residents and fellows. This benefit usually replaces 60% of your income (before taxes) in the event of disability.

Recognizing this may not be enough to meet your expenses, the coverage your medical school has provided during your school years allows you to continue coverage as a supplement to the benefits you’ll receive during your residency program. To evaluate your financial well-being during residency, start by entering your current income!